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APY effective as of 2/25/2010

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* Minimum balance is required to obtain the Annual Percentage Yield (APY)

Except for no-penalty CDs, if any portion of the deposit in a CD is withdrawn before the maturity date, penalties will be imposed.

Interest rates are subject to change at any time, without prior notice.

Fees could reduce the earnings on an account.

Deposit Rates

Product
Rate
APY
Minimum Opening Deposit
Minimum Balance*
Personal NOW:
0.01 - 2,499.99
0.01%
0.01%
$50.00
$0.01
2,500.00 - 11,999.99
0.01%
0.01%
$2,500.00
12,000.00 +
0.03%
0.03%
$12,000.00
Money Market:
0.01 - 2,499.99
0.01%
0.01%
$50.00
$0.01
2,500.00 - 24,999.99
0.01%
0.01%
$2,500.00
25,000.00 - 249,999.99
0.05%
0.05%
$25,000.00
250,000.00 +
0.10%
0.10%
$250,000.00
Platinum Money Market:
0.01 - 24,999.99
0.01%
0.01%
$50.00
$0.01
25,000.00 - 99,999.99
0.15%
0.15%
$25,000.00
$25,000.00
100,000.00 - 499,999.99
0.35%
0.35%
$100,000.00
$100,000.00
500,000.00 +
1.19%
1.20%
$500,000.00
$500,000.00
Savings:
0.01 +
0.05%
0.05%
$50.00
$0.01
Non-Profit NOW:
0.01 - 99,999.99
0.05%
0.05%
$500.00
$0.01
100,000.00 - 499,999.99
0.50%
0.50%
$500.00
$100,000.00
500,000.00 - 999,999.99
1.19%
1.20%
$500.00
$500,000.00
1,000,000.00 +
1.34%
1.35%
$500.00
$1,000,000.00
Certificates of Deposit:
30-day
0.25%
0.25%
$1,000.00
$1,000.00
90-day
0.50%
0.50%
$1,000.00
$1,000.00
6-month
0.75%
0.75%
$1,000.00
$1,000.00
12-month
1.49%
1.50%
$1,000.00
$1,000.00
12-month "Bump Up"
1.10%
1.10%
$5,000.00
$5,000.00
12-month - no penalty
0.50%
0.50%
$1,000.00
$1,000.00
12-month (Commercial) -
no penalty
0.50%
0.50%
$1,000.00
$1,000.00
24-month
1.99%
2.00%
$1,000.00
$1,000.00
36-month
2.23%
2.25%
$1,000.00
$1,000.00
48-month
2.48%
2.50%
$1,000.00
$1,000.00
60-month
2.72%
2.75%
$1,000.00
$1,000.00
IRA Products:
IRA Savings
0.05%
0.05%
$100.00
$0.01
30-day CD
0.25%
0.25%
$1,000.00
$1,000.00
90-day CD
0.50%
0.50%
$1,000.00
$1,000.00
6-Month CD
0.75%
0.75%
$1,000.00
$1,000.00
12-month CD
1.49%
1.50%
$1,000.00
$1,000.00
18-month CD
1.99%
2.00%
$1,000.00
$1,000.00
30-month CD
2.13%
2.15%
$1,000.00
$1,000.00
60-month CD
2.82%
2.85%
$1,000.00
$1,000.00