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- $300.00 minimum opening deposit
- There is NO monthly maintenance fee on average daily balances of $300.00 and up.
- A $5.00 maintenance fee will be assessed on balances that fall below $300.00.
- 10 checks per statement cycle and FREE ATM transactions (Other financial institutions may impose a fee for the use of their machines.)
- 22 cents fee for every check over 10 allowed per statement cycle.
- Overdraft protection available for qualified applicants.
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Direct Deposit Checking Account
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- $100.00 minimum opening deposit
- There is NO monthly maintenance fee with Direct Deposit
- Unlimited check writing
- Overdraft protection available for qualified applicants.
- Normal minimum balance requirements and monthly maintenance fees for Personal Checking Account will apply in the event Direct Deposit is cancelled
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Personal Checking Account
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- Minimum opening balance: $500.00
- Unlimited check writing
- NO per check fees
- Monthly service and maintenance fee based on the average daily balance maintained in one of three deposit tiers:
| Balance | Monthly Service Fee |
| $0-$699.99 | $12.00 |
| $700.00-$1,199.99 | $9.00 |
| $1,200.00 and up | None |
- Overdraft protection available for qualified applicants.
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- An interest-bearing checking account
- $500.00 minimum opening deposit
- Unlimited check writing
- There is NO monthly maintenance fee on average daily balances of $2,500.00 and up
- A $15.00 maintenance fee will be assessed on balances that fall below $2,500.00.
- Interest rate is determined by the average daily balance maintained in one of three deposit tiers:
(For details, please click on the “Current Rate” or “Rate” page).
| Balance | Interest Rate |
| $0-$2,499.99 | Standard |
| $2,500.00-$11,999.99 | Regular |
| $12,000.00 and up | Premium |
- Interest compounds and is credited to the account monthly.
- Overdraft protection available for qualified applicants.
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- An interest-bearing account
- $500.00 minimum opening deposit
- There is NO monthly maintenance fee on average daily balances of $2,500.00 and up. A $15.00 maintenance fee will be assessed on balances that fall below $2,500.00.
- Unlimited cash withdrawals in person
- Interest rate is determined by the average daily balance maintained in one of four deposit tiers:
(For details, please click on the “Current Rate” or “Rate” page).
| Balance | Interest Rate |
| $0.01-$2,499.99 | Basic |
| $2,500.00-$24,999.99 | Standard |
| $25,000.00-$249,999.99 | Regular |
| $250,000.00 and up | Premium |
- Interest compounds and is credited to the account monthly.
- Debit transactions limited to six per statement cycle, three of which may be third party checks and three transfers.
- Withdrawal fee: $15.00 for every withdrawal in excess of six per statement cycle or for any payment in excess of 3 per statement cycle.*
* Under Federal Regulations, transactions on Money Market accounts are limited to six pre-authorized transfers or withdrawals per statement cycle, three of which can be made by check or automatic payment to third parties.
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Platinum Money Market Account
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- This is for new money only.
- Customers must have a direct deposit checking account.
- Minimum opening deposit varies depending on the interest rate tier requirement
(For details, please click on the “Current Rate” or “Rate” page).
- An interest-bearing account
- There is NO monthly maintenance fee on average daily balances of $2,500.00 and up. A $15.00 maintenance fee will be assessed on balances that fall below $2,500.00.
- Unlimited cash withdrawals in person
- Interest rate is determined by the average daily balance maintained in one of four deposit tiers:
(For details, please click on the “Current Rate” or “Rate” page).
- Interest compounds and is credited to the account monthly.
- Debit transactions limited to six per statement cycle, three of which may be third party checks and three transfers.
- Withdrawal fee: $15.00 for every withdrawal in excess of six per statement cycle or for any payment in excess of 3 per statement cycle.*
* Under Federal Regulations, transactions on Money Market accounts are limited to six pre-authorized transfers or withdrawals per statement cycle, three of which can be made by check or automatic payment to third parties.
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Choose one of these two options and pay NO monthly maintenance fees* for checking, NOW or money market accounts:
- Open both of the following accounts and maintain a combined average daily balance of $1,500.00:
- Personal Checking AND
- Statement Savings
OR
- Open both of the following accounts and maintain a combined average daily balance of $5,000.00:
- Personal NOW account AND
- Personal Money Market OR Statement Savings
* Other fees, such as excessive withdrawal fees, may apply.
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